This video covers how a life insurance policy avoids Probate court and transfers without reference to the Last Will and Testament in Ohio. It is important to confirm your policies are up-to-date and reflect the proper beneficiary.

A common mistake is for the owner of a life insurance policy to forget to update his or her beneficiary designation; and assuming that their Will covers the transfer of this asset.

In Ohio, a Will does not control the transfer of a death benefit from life insurance; unless no beneficiary is listed. If no living person is listed as a beneficiary, the entire amount passes through Probate.